Crypto Tools
Dollar-Cost Averaging Simulator — DCA Calculator for Crypto & Stocks
Model a dollar-cost averaging strategy by setting a recurring amount, buy frequency (weekly, bi-weekly, or monthly), and a time period. The calculator shows total invested and number of purchases across each interval. No historical price data — this illustrates DCA mechanics, not forecasted returns. Runs in your browser.
- Enter a recurring investment amount and choose a buy frequency.
- Set the total investment period in months.
- See total invested, number of purchases, and a period-by-period table.
Total Invested
$6000.00
Purchases
12
Average Cost per Purchase
$500.00
Cumulative Investment
Period Breakdown
| Period | Invested | Cumulative |
|---|---|---|
| Month 1 | $500.00 | $500.00 |
| Month 2 | $500.00 | $1000.00 |
| Month 3 | $500.00 | $1500.00 |
| Month 4 | $500.00 | $2000.00 |
| Month 5 | $500.00 | $2500.00 |
| Month 6 | $500.00 | $3000.00 |
| Month 7 | $500.00 | $3500.00 |
| Month 8 | $500.00 | $4000.00 |
| Month 9 | $500.00 | $4500.00 |
| Month 10 | $500.00 | $5000.00 |
| Month 11 | $500.00 | $5500.00 |
| Month 12 | $500.00 | $6000.00 |
Note: No price data — illustrates DCA mechanics only. Shows investment schedule and cumulative cost basis, not returns.
Frequently Asked Questions
- What is dollar-cost averaging (DCA)?
- DCA is an investment strategy where you invest a fixed amount at regular intervals regardless of price. Over time, this averages out the cost per unit — buying more when prices are low and less when they are high.
- Does this use historical prices?
- No. This tool illustrates the mechanics of DCA — total invested and number of purchases — without any price data. It does not backtest returns.
- Is this investment advice?
- No. This is an educational calculator. Consult a qualified financial adviser before making investment decisions.
- Is my data sent anywhere?
- No. All calculations run in your browser.