Finance
Mortgage Repayment Calculator Ireland — Free & Private
Calculate your monthly mortgage payment, total repayment, and total interest for Irish or European mortgages. Uses the standard amortisation formula and handles edge cases like 0% interest correctly. Free, private, no signup — your financial data never leaves your browser.
€
Monthly payment
€1,055.67
Total repayment€316,702.10
Total interest€116,702.10
Frequently Asked Questions
- How is the monthly payment calculated?
- Using the standard mortgage amortisation formula: P × r(1+r)^n / ((1+r)^n − 1), where P is principal, r is the monthly rate, and n is the total number of payments.
- Does this account for insurance or fees?
- No. This calculator shows principal and interest only. Your actual repayment may include mortgage protection, home insurance, and lender fees.
- What if I enter 0% interest?
- The calculator handles 0% correctly — monthly payment is simply the loan divided by the number of months.
- Is my data saved anywhere?
- No. All calculations run in your browser. Nothing is sent to a server.
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