How is net worth calculated?

Net worth = total assets − total liabilities. Assets are what you own; liabilities are what you owe.

What should I include as assets?

Cash, savings, investments, retirement accounts, property, vehicles, and other valuables — at their current market value, not purchase price.

Yes. If liabilities exceed assets — common early in a mortgage or with student debt — net worth is negative, and the goal is to grow it over time.

Yes. Your assets and liabilities are totalled and subtracted in the browser; none of those figures are sent anywhere or saved to a server.

Finance

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Calculate your net worth instantly by entering your assets and liabilities. Free, no account required, and everything stays in your browser.

Assets

Liabilities

Total Assets$405,000.00

Total Liabilities$292,000.00

Net Worth$113,000.00

How is net worth calculated?: Net worth = total assets − total liabilities. Assets are what you own; liabilities are what you owe.
What should I include as assets?: Cash, savings, investments, retirement accounts, property, vehicles, and other valuables — at their current market value, not purchase price.
Can net worth be negative?: Yes. If liabilities exceed assets — common early in a mortgage or with student debt — net worth is negative, and the goal is to grow it over time.
Do my asset and debt values stay private?: Yes. Your assets and liabilities are totalled and subtracted in the browser; none of those figures are sent anywhere or saved to a server.